Stage 1: What service can I expect and what is the cost?

Your financial report will cover the objectives and needs you have stipulated along with any other further guidance needed to improve your pension and retirement planning.

This will encompass confirmation of your circumstances, objectives and attitude to risk and will provide details of our research and considerations before recommending our independent solutions and summary.

This service is designed to provide advice on pension and retirement planning. Areas that we may consider in your report could include:

• Annuity purchase and your Open Market Options (OMO).
• Taking Tax Free Cash and its effects.
• If Guaranteed Annuity Rates (GAR’s) are available in your pension plan and their real value. Usually applicable to Retirement Annuity/Executive Pension plans.
• Income Drawdown Plans & Alternatively Secured Pensions (ASP).
• Impaired Life Annuities & Smoker Annuities.
• Benefits from Protected Rights (GMP/SERPS/S2P)/Safeguarded Rights.
• Your Lifetime Allowances (LTAs).

More details are available at www.yourmoneymadesimple.com here.

This will give you a report that you can implement with us or any other adviser you choose to use.

On receipt of your payment, you will receive your independent financial planning report by email and post by 12 working days**.

We do not currently charge VAT for this service.

Fixed fee for your Financial Report: £597.00

** Please see user terms.